CGM Gallagher Insurance Brokers Limeted. can be found in 4 caribbean islands - Jamaica, Barbados, St. Vincent and St. Lucia. CGM Gallagher Insurance Brokers Limited offers a range of services including:

PROPERTY & CASUALTY

The Property & Casualty division of the CGM Gallagher Group is staffed by a team of qualified, experienced and competent professionals who understand the intricacies of their clients' businesses, and the markets in which they operate.

As an indigenous Caribbean company with over three decades of experience in broking risks our P&C teams are leaders in the region’s insurance intermediary industry. We have expertise in technical and specialist industrial insurance programmes in sectors including: energy, public utilities, agriculture and agri-processing, construction, tourism, telecommunication and livestock. This includes all forms of liability insurances against general and professional risks such as Directors & Officers Liability, Errors & Omissions, Professional Indemnity, Medical Malpractice, Libel & Slander and Sabotage & Terrorism.

Our objectives are to always:

• recommend the best practices in the elimination and or reduction of exposures to losses
• provide our clients with the most competitive terms from all available insurance markets
• clearly identify and address the risk exposures and vulnerabilities of our clients

GROUP EMPLOYEE BENEFITS

A comprehensive employee benefits programme can help to improve job satisfaction levels and provide employers with the competitive advantage to attract and retain key staff.

CGM Gallagher’s Group Employee Benefit’s division uses in-depth market analysis and research to provide our clients with the best benefit solutions available. Our holistic approach to group employee benefits is mirrored in our menu of services: group health, group life, dental and vision care, personal accident, pension, creditor life and third party claim administration.

Core Competencies:

• Investigation and analysis of employee benefits market
• Design and implementation of programmes to meet client's needs
• Assistance in determining suitable underwriter
• Staff familiarization of plan and its proper utilization
• Monitor claims submitted for accuracy and follow-up settlement
• Obtain statistical data from insurer for client use
• Monitor health care cost to determine adequacy of existing benefit schedule
• Group health insurance administration
• Close monitoring of client employee benefits package during entire policy year
• Employee relations counsel

CLAIMS

CGM Gallagher works on your behalf with loss adjusters, insurance companies and lawyers who involved in the claims process to secure the best possible result for our clients.

We have successfully represented clients in a range of complex claims. These include:

• Large fire claims involving millions of dollars in property damage
• Financial losses covered by business interruption policies
• Complex Public, Products and Professional Liability claims
• Liabilities settled in overseas courts
• Widespread natural catastrophe losses
• Our network of offices across the Caribbean allow us to shift our resources in favour of countries affected by widespread losses, especially those caused by a natural disaster, without noticeable impact on our overall service to our customers.

As a matter of course, the CGM Gallagher claims team works to assist our clients in the development of disaster recovery protocol, contingency plans and improve understanding of the claims process to allow for speedy payout after a loss and a quick return to business as usual.

As an indigenous Caribbean company with over three decades of experience in broking risks our P&C teams are leaders in the region’s insurance intermediary industry. We have expertise in technical and specialist industrial insurance programmes in sectors including: energy, public utilities, agriculture and agri-processing, construction, tourism, telecommunication and livestock. This includes all forms of liability insurances against general and professional risks such as Directors & Officers Liability, Errors & Omissions, Professional Indemnity, Medical Malpractice, Libel & Slander and Sabotage & Terrorism.