If your company stores data records electronically, is engaged in electronic commerce, is connected to the world-wide web/ Internet, uses e-mail to communicate with outside contacts or is dependent on technological systems in any way- it is at risk for Cyber Liability. Gallagher Insurance Brokers is pleased to facilitate Cyber Liability insurance underwritten by Lloyd’s of London. This product provides your company with the coverage it needs as it develops dependency on electronic processing systems and electronic storage of data records.

Cyber Liability also covers Third Party Exposures such as:

• Defamatory comment contained within an e-mail communication
• Libel and Slander, Infringement of Trade Mark or Copyright
• Staff harassment due to electronic dissemination of unsuitable content
• Damage caused to Third Parties as a result of a transmission of a virus infection emanating from your system
• Third Party financial loss due denial of authorized access to your computer system.